Most of our blogs on budgeting is about savings and cutting costs. But SOMETIMES being frugal becomes a mindset that gets us stuck in a cycle money saving efforts that greatly increases our stress. Instead of focusing on budgeting, let’s take a breath and laugh at ourselves . Are you ready? Here are some of our “not best budgeting ideas” that we need to laugh about…
by Larry Burkett. I am also reading up on some of my favorite financial blogs, it is always good to review what you know you already know.
So, while I have been reading up on my niche, I have been reminded that financial pitfalls tend to be the same for all of us. What are the pitfalls? Well, debt, living above our means and not planning for emergencies. However, these pitfalls can easily be avoided by following some simple principles, which I am going to remind you of in this blog…
What do you do when your situation forces you to take up a side income job? What if you don’t have the time to plan it like you wanted or have the means to dream big? This is where we found ourselves at for the last few weeks…
See, the doctors call it uncontrolled, brittle, difficult, unpredictable, confusing and they feel sorry for me because I am trying so hard. I tell my husband it is tiring, exhausting, makes me feel lost, depressed and exhausted, it seems like a full time job. You can call it Type 1 Diabetes with super high risk pregnancy. The pregnancy has gone pretty well, up until 3 weeks ago. Now, at 7 months pregnant, I have had 2 hospital visits in the last 3 weeks, daily struggles to control my diabetes and am now only able to work about 2 days a week, if that much! And it is all due to having a chronic disease that doesn’t play by the rules.
It’s time for a little confession. Okay, here it goes – my budgeting (and especially my spending) was sorta off-balance during the holidays. I am talking from end of November until now. Gasp! I know! I am sure most of you did better, but hey, I believe in honesty, so I was willing to admit it. So, in an effort to learn from my mistakes, I decided to put pen to paper (or fingers to keyboard) and write down all the ways that I went off. Are you ready? Here they are –
This is the last in my series about side hustles and second incomes. My personal opinion is that everyone should have a side hustle, it’s kinda like a hobby… but you get paid for it! In this series, we have already given well over 50 options for side hustles and second incomes (check out part 1 here), but now let’s look for extra income jobs for people who Have the money and desire to invest in a side hustle turned career/business.
Okay, I get it – you don’t have time, it may not work out, it is hard to start out, and you don’t know what to do (fix THAT issue by reading my previous blogs part 1, part 2 and part 3 for 30 suggestions on gigs/side hustles to get started with). However, I strongly believe that you SHOULD get a side hustle. Just today, I was telling my husband how blessed we are that we get to do hustle and gig work. As we talked, we came up with OUR top 15 reasons we love the side hustle life –
It’s Christmas evening, and we have ended our festivities for another year. It was another beautiful and memory making Christmas, we got wonderful presents and spent time with the ones we love the most. But it is evening now, so my husband is out working his ride-share gig job while I work writing gig from the computer. As you have seen, we have a love for side work – it brings financial independence or fills in the gaps on tight months, it can be worked around our schedules and the income is directly related to how hard or how little you work. Do need a refresher for part 1 and part 2? Just click here part 1 and here for part 2.
Let’s look for extra income jobs for those who: Need a job that works around kid’s school schedule. Here are my favorite options –
It’s the time of year where we all spend a little (or a lot) extra on gifts, events, parties and who knows what else. Are you the discount gifter, the planned gifter or the unplanned, rushed gifter? Well, since you are reading this in the 2nd week of December, I am going to assume you are in that last group and you are looking for budget intervention. So, let’s talk about ways to bring in a little extra income.
My husband and I have worked in many, many different off and gig jobs. Basically, everything! We have had some adventures and many mis-adventures. We have had so many opportunities, that I am to the point where I can comfortably explain the benefits and drawbacks of AT LEAST 40 different ‘extra income jobs.’
As we continue on our financial journey, I felt that I should share some things I wish I had been told when I was in college. College years is where most people start to pick up bad habits for their finances. If your parents didn’t set you up for success (aka – teach AND model good finances), you get out of high school and are plunged into the adult world, filled with bills, responsibility, college, stress and trying to stay afloat in all of it. And, so you try, kudos to you for trying! But, if you are reading this, you probably in need of some tips.
“I know I could have used the help 10 years ago when I struggling to keep my grades up and my bank account postive…”
Money… the lack of it, the way it is spent, stressing over, working 40+ hours a week for it. And if you are trying to do life with a spouse, well, then it is double the trouble as you try to do this whole money thing together. Seriously, you know that money is the #1 reason for divorce in America, no wonder it feels like you are trying to pull a lion’s teeth every time you try to talk about it. So let’s find a better way to do this, let’s pretend budget conversations are like eating dinner.